Southern Utah Real Estate Price Reductions … 1,2,3,4 Months

For the one, two, three, fourth uninterrupted month, list price reductions of homes currently listed for sale on the MLS have increased in the United States. The present rate of reductions are now at an unprecedented soaring 27 % (Trulia.com)

With these record-high reductions amounting to more than $30.7 billion nationwide. From what I have read online it looks like thsese seemingly never ending price reductions began in earnest in June of 2010 in many of the harder effect areas. Of Which Southern Utah was one.

As apprehensive sellers, watching their neighbors reduce the list price on their home, have gotten aggressive in their pricing in order to compete… “We would normally expect to see a seasonal uptick in price reductions between June and October, as motivated sellers whose homes are still on the market after the summer selling season aggressively cut prices in an effort to get their homes sold before the holidays,” said Tara-Nicholle Nelson, consumer educator, Trulia.com. Well, that’s happening at an extremly rapid pace.

Today’s Soutnern Utah MLS Real Estate Hotsheet See the Newest Listings on the MLS NOW! Direct Access Into The Washington County Board of Realtors MLS Listings system for the Saint George Utah Area Realtors… No Registration Required!

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Saint George Utah MLS Hotsheet… See the newest listings on the MLS
View Today Southern Utah MLS Hotsheet (Newest MLS Listings)

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This is not some third party vendor, with boiler plate data, and no photos! This is direct access into WCBR MLS system.

If you think my direct access to the MLS is useful…talk with me about which Realtor you think you want to use.

I can save the average buyer a lot of grief …here are a few items to think about!

Do you know about Southern Utah’s Blue Clay Soil…and the subdivision that are already built on it?

How about our Flood Zones…and the subdivisions that are in them?

How about the areas effected by the Flight Path of our new Airport?

Or the areas that are down stream from, and at risk due to possible Dam failure?

If you are looking for GOOD Honest info email me at SGHomes@msn.com … remember I’m not trying to sell you anything! … I’m tiring to help keep Southern Utah Home Buyers Safe!

Southern Utah Notice of Defaults Down Third Month In A Row

With the constant static noise, of bad news regarding foreclosures lately,  SaintGeorgeHomes.net is happy to note that there was a bit of a bright spot on the Notices of Default front for in the month of October,  as recently complied data would suggest,  foreclosure numbers remained steady in October here in the Southern Utah foreclosure real estate market.  As there was much warranted concern regarding the foreclosure moratorium that many of the larger banks had implemented and the back log of inventory that may follow.  Many experts thought that the NODs and foreclosures would fall off sharply, as banks held onto inventory. As of 11/06/2010 there are currently80 homes listed for sale as “Foreclosures” onthe Washington County Board Of Realtors MLS system for greater Saint George Ut.

St George UT.  For thefifth straight month in a row, NODs are down…

August: 191 NODs,

September:  188 NODs

October:  177 NODs.

As of today Notice of Defaults are tracking below 2008 NOD’s,important as it was our high water mark at a horrible time in the U.S. realestate history.

Utah Foreclosures and Fannie Mae

Fannie Mae’s Home Path Mortgage program offers special financing options and incentives to individuals and real estate investors. Buyers who purchase Fannie Mae foreclosure properties can take advantage of Home Path’s low down payment requirements and flexible mortgage terms.

Properties listed through the Home Path Mortgage website consist of single family homes, townhouses, and individual condominium units. Real estate for sale listings include bank owned homes and foreclosure properties.

It is imperative for buyers to conduct due diligence when purchasing repossessed homes. HomePath properties are sold in “as is” condition and often require repairs or renovations. In some cases, Fannie Mae will invest in minor repairs to improve the property’s marketability.

Properties requiring significant repair may qualify for the Home Path renovation program. Under this program, buyers can apply for a home loan which includes additional funds for repair work.

The Home Path Mortgage program is a good option for borrowers unable to meet conventional home lending down payment requirements. A unique feature of HomePath is borrowers are allowed to obtain down payment assistance from outside sources. These can include grant money, monetary gift or loan from family, friends, employer, non-profit group or charitable organization.

Borrowers can apply for down payment assistance grants through the Department of Housing and Urban Development Neighborhood Stabilization Program. NSP grant eligibility requirements and program details are presented at HUD.gov.

Prior to submitting an offer on Home Path Mortgage properties, borrowers must be prequalified. While mortgage prequalification does not guarantee mortgage loan acceptance, it does let borrowers know how much home they can afford. Borrowers can apply for prequalified lending with the lender of their choice.

First time home buyers can further increase savings by taking advantage of the $8000 federal housing tax credit. This tax incentive is scheduled to expire on June 30, 2010; although mortgage financiers believe the home buying credit will be extended. Individuals interested in purchasing a HomePath property should take advantage of tax incentives, along with first time home buyer programs, prior to the scheduled deadline.

Real estate investors can also apply for NSP grants to purchase discounted Fannie Mae properties. HomePath real estate is listed using the “first look” provision which gives first time home buyers and NSP grant money recipients first dibs on listed homes. Unless investors have received NSP funds, they must wait 15 days before bidding on HomePath properties. Under the program, investors can submit offers on up to five homes for sale.

Investors can use Home Path Mortgage homes as rental property; rehab the home and flip it; or enter into seller carry back mortgages. Seller carry back is a finance option where sellers carry a portion of financing. This technique is often used to sell properties to buyers with poor credit.

Not all Fannie Mae homes qualify for HomePath financing. Only properties presented at Home Path website are eligible for the special finance options. Borrowers should comparison shop to obtain the best rate. An additional 1/4-percent interest rate can increase the overall loan by several thousand dollars. Several local and national mortgage lenders are participating in the Home Path Mortgage program. Learn more about the program and participating lenders by visiting http://www.HomePath.com.

Source: www.HomePath.com

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Utah…UDOT to Make Roadside Bio Fuel

What would you do if you maintained 100,000 acres of right-of-way along 5,000 miles of roadway that you owned, and you are sick and tired of paying high fuel prices? Maybe you would plant safflower, canola and perennial flax and in the Fall make your own dang biofuel! That is the plan for the Utah Department of Transportation (UDOT) in the nation’s first experiment of its kind. The alternative fuel experiment was announced Tuesday by UDOT in partnership with Utah State University’s (USU) College of Agriculture. The first crops were planted at a rest stop on Interstate 15 near Kaysville. If the green experiment works, the agriculture team will harvest the crops, press the seeds, and use the seed oil to make biofuel for the fleet of equipment used by UDOT.

UDOT Executive Director, John Njord, said in a statement to KSL News that, “We predict that if everything works out just right, we could take a mile of our right-of-way and generate about 500 gallons of biodiesel per year on that right-of-way.” If the project works at the peak levels projected, the state could generate as much as 2.5 million gallons of biodiesel fuel each year, enough to fuel almost its entire fleet of dump trucks, graders and other heavy machinery. The effort will potentially save the state of Utah millions of dollars in operations and maintenance expenses.

Agriculture specialists from USU sowed the seeds on Tuesday of several crops along the right-of-way. “We picked western exposure and southern exposures because we figured this would be our most difficult seeding operation. If it grows here, we think it’s likely it will grow in other places as well,” said Dr. Ralph Whitesides with Utah State University’s College of Agriculture. Initially, experts will convert the oil to biodiesel at a test site in Richfield, Utah. In the forward-thinking plan, they could ultimately use portable converters they on the side of the highway. Chuck Gay, from the USU Extension Program, says they will share their findings with other state and local governments when they know the results of the experiment. Gay also advises that if you want to grow your own crops at home to make biofuel, you may not get much from the typical backyard.

There are some home enthusiasts who have been making their own biodiesel fuel for the past several years with used cooking oils. One such enthusiast is Mike Pelly, who offers his recipe at journeytoforever.org.

For more information about the UDOT highway crop project, you can contact Adan Carrillo with the Utah Department of Transportation at 801-965-4706.

As a father of three wonderful kids, and with summer rapidly approaching its time to sharpen my pencil and get the activity itinerary planned. With Utah being a real land of nature lovers. Craggy, red canyons and rushing rivers and streams, The Great Salt Lake, crystal clear mountain lakes, mountain peaks covered with snow, and valleys filled with wildflowers make it one of the most intriguing states in the “lower 48.” There are also camps of all sorts where kids can have summer adventures, build their self-confidence, and have loads of fun in their summer off.

http://www.cottonwoodgulch.org/ Cottonwood Gulch summer camp specializes in, “adventure, archaeology, and ecology.” As such it’s really a teaching camp where kids have fun learning things that we sometimes think of as relegated to the classroom. It’s really a learning-through-experiencing affair, where kids experience community living out in the wilderness for some weeks. They focus on the southwestern mountains because they offer real ruggedness and a range of wild animals and flora that thy teach youngsters to live with in harmony, as the native Indians did for centuries. During July and August the group travels the area, setting up temporary camps in old mining towns, in canyons, and ruin sites. There they study the flora and fauna of the area and learn high ecological standards of camping. There are different levels of challenge, the most costly being a 6-wk. “mountain challenge, costing almost $4,000. Like Outward Bound camps, this one is geared to build stamina, respect for nature and the elements, and self-reliance. (800) 2-Go-Trek

Another idea for summer camp for your children is Westminster College. Kids can choose from a variety of learning contexts here, from math camps to sports and general “experience the West” camps. https://www.westminstercollege.edu/camps/index.cfm?parent=1425&detail=1426

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Utah a Great State During Tuff Times…

With the real estate market bouncing up and down during these trying times there are 10 cities that are going to be the places many are going to consider living in because real estate is reasonable and offers a higher chance for job and career opportunities. With the recession affecting the real estate market it also gives way to the fact that smart shoppers can snag serious deals on homes and condos at some of the best prices on the market and many of those real estate deals are in these 10 cities. The ten cities that are featured are in fact scattered throughout the United States from all directions and it’s becoming the choices for many who are moving from high priced places like New York and San Francisco. Below are a list of these cities and how many people are starting to call these cities home:

Raleigh, North Carolina
Boise, Idaho
Cincinnati, Ohio
Chicago, Illinois
Salt Lake City, Utah
Albuquerque, New Mexico
Philadelphia, Pennsylvania
Atlanta, Georgia
Little Rock, Arkansas
Birmingham, Alabama

These 10 cities are going to be a choice for many who are looking for more job opportunities and somewhat more inexpensive living since New York and San Francisco are two most expensive cities to live in right now and many can’t keep up with the rising cost of living in these two cities and are needing more of a break instead of having a financial choke hold. These cities are right now offering cheaper living and better job opportunities especially to those who are in the health care field because the job market for these 10 cities is booming big time and will continue to rise in the next 2-5 years. This is also the time now for many people to go back to school in these cities as well to make themselves more employable for the job market so when certain areas take off people are ready to jump right in and work and not have to face a crisis the way many people did when the recession started and for those who were working during the last recession when Reagan was president who are getting ready to retire, but will find themselves considering these cities as a place to move to because retirees will be looking for more cheaper accommodations and even a second career since many retirees ardent going to get much from retirement which may lead them to move to a more affordable city that offers them a chance to scale back financially and is friendly to the smaller budget.

These cities are also being noted for other things besides cheaper living, but it’s also more about education, career, and the best place to raise a family because some cities aren’t suited for family life and are more suited for different lifestyles. More Midwestern cities such as Chicago are not only career savvy, but also family friendly for the working professional who wants to have an affordable place to raise a family. Southern cities like Little Rock and Birmingham are also good places to consider for cheaper living and a good place to raise a family. With the real estate market in recession mode this is the time to shop for the home of your dreams because the prices are fallen within affordable standards so those who are first time home buyers will snag deals on homes and even rental property because so many people who lost their homes to foreclosure have left a cornucopia of property that’s worth taking a look at. You can get a lot out of this real estate recession by finding cheaper living in the 10 cities mentioned, but you can also find bigger and better opportunities in these cities where you can live in modest comfort without breaking the bank.

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The Four Corners … 2 1/2 Miles Off

Tourist love visit the American Southwest tourist attraction called the Four Corners, BUT is it where it should be? For over a century, it has been west of the US Route 160 and US Route 40 intersection, or is it? 

The only place in the entire USA where four states come to a point is the Four Corners. The states of Colorado, New Mexico, Arizona and Utah touch, as seen in some pictures. It forms a ” + ” symbol, and each straight spoke radiating from the center of the plus sign extends in 4 cardinal directions to finish a perfect straight line boundary for all states. The map of the 4 states, with the exception of Colorado ( which has 4 straight state boundaries separating it from surrounding states), shows New Mexico to the south east, Arizona to the southwest and Utah to the northwest showing these straight spokes representing the only perfectly straight lines for each state.

As reported by Associated Press, the National Geodetic Survey now announces that the Four Corners marker, where all these states meet, is off by 2½ miles. The new location should be 2½ miles to the east of U.S. 160 in Colorado and northeast of the San Juan River as it flows into New Mexico. By today’s official marker, it sits at 109 02 42.62019 W longitude and 36 59 56.31532 N latitude, according to the Desert News in Utah, making the “wrong location” too far to the west.

The Four Corners ” + ” marked in concrete on the ground has always been west of the intersection of U.S. Route 160 and U.S. Route 64. Traveling about 5 miles west of this intersection, the landscape continues to be a wasteland of Colorado (or coming from the south through New Mexico or Arizona, the landscape is still void of trees or hills, just flat wasteland, nothingness) in order to get to this tourist attraction.

Supposedly, this 4 state meeting point was surveyed by the government in 1868 in an initial survey of Colorado’s southern boundary.

However, the current claim by the National Geodetic Survey is that this survey is inaccurate. 

A statement made by the San Juan County surveyor David Bronson comment about the present monument, “That’s the accepted location.”

“That’s a long ways to be off,” he acknowledged of the 2.5-mile discrepancy, but stressed to the Desert News that once it was set, it remained.

For travelers not familiar with this tourist attraction, it may not be an insignificant trivia. Travelers who have made an extraordinary effort to go out of their way to traverse uninspiring landscape just to arrive at this very spot, would be very disappointed that the new revelation nullifies their pilgrimage and pictures. 

What is the significance of this new National Geodetic Survey for the four states? What are the major ramifications with the new discovery that the Four Corners is off the mark by 2½ miles to the east, downhill from US Route 16?

1. This predicament poses problems for politicians, communities and the legal system. Utah 

affected by the new location. The use of crude equipment versus the current GPS (global positioning system) resulted in Utah and Arizona to the west losing the most land in the original survey “mistake” while Colorado and New Mexico gained ground. This property is affected by the 2½ miles shift of boundary to the east.

2. It is not clearly stated in the media, but one wonders if an entire rectangular block of land the length of the north south boundary 2½ miles wide. The new boundary further east affects a significant amount of real estate as the states out west are relatively large compared to small states back east. It is not defined, but it does not seem that the new shift east only affects a linear relocation along the boundary that is in between the north states of Utah and Colorado and the southern states of Arizona and New Mexico.

3. Besides acres of real estate, other considerations involve state taxation and water rights.

4. In addition, there needs to be an upfront capital to relocate the tourist facility and new roads leading to the new tourist attraction to continue to attract tourists, particularly foreigners who LOVE the Four Corners. It is an added 20 miles from a very popular internationally renowned Mesa Verde National Park. Perhaps the Obama stimulus could be used to resolve this legitimate issue.

5. The discovery may just be numbers of longitude and latitude, but the significance of this important information is likely to be pursued for long-term,

8. Fortunately all states affected are all within states within one country of USA. The resolution may not be fast or easy, but communities are not torn asunder by citizenship. 

The Four Corners is a popular tourist attraction, especially popular with European and other overseas tourists who make a pilgrimage to this very location in the middle of nowhere just to take the must-have picture . The traditional pose is to stretch a hand or a foot in each of 4 states as seen in these pictures. http://images.google.com/images?gbv=2&hl=en&client=firefox-a&rls=org.mozilla%3Aen-US%3Aofficial&sa=1&q=four+corners+in+Colorado+&btnG=Search+Images&aq=f&oq=

Having personally made the trip to the Four Corners twice, it was decided then that the long and uninspiring landscape to the Four Corners was too boring and too much of a hardship to have a 3rd visit. If changes are made regarding the relocation of this site, tourists including myself may again make a bee-line to the Four Corners just to read a plague about the new discovery and it’s ramifications and to take updated pictures.. 

Information that might motivate your next visit to the Four Corners include tourist attractions in the vicinity:

de Chelly National Monument

Hovenweep National Monument

Mesa Verde National Park and Monument Valley

Mountain Ranges in the Four Corners include Sleeping Ute Mountains, Abajo Mountains and the Chuska Mountains

Economic capital and largest city in the region is Farmington, New Mexico.

Source:

Tourists @ 4 corners http://images.google.com/images?gbv=2&hl=en&client=firefox-a&rls=org.mozilla%3Aen-US%3Aofficial&sa=1&q=four+corners+in+Colorado+&btnG=Search+Images&aq=f&oq=

Four Corners marker, where states meet, is off by 2½ miles http://seattletimes.nwsource.com/html/travel/2009089938_webfourcorners20.html

Mesa Verde in Colorado http://www.mesaverdenationalpark.explorefourcorners.com/

Four Corners National Parks http://www.explorefourcorners.com/national_parks.html

The new GPS location of the Four Corners http://www.deseretnews.com/article/1,5143,705298412,00.html

Four Corners marker 21/2 miles off? Too latehttp://www.deseretnews.com/article/1,5143,705298412,00.html

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Southern Utah MLS Foreclosure Listings: Direct Access

View All MLS Southern Utah Foreclosures

This is not some third party vendor, with boiler plate data, and no photos! This is direct access into WCBR MLS system.

If you think my direct access to the MLS is useful…talk with me about which Realtor you think you want to use.

I can save the average buyer a lot of grief …here are a few items to think about!

Do you know about Southern Utah’s Blue Clay Soil…and the subdivision that are already built on it?

How about our Flood Zones…and the subdivisions that are in them?

How about the areas effected by the Flight Path of our new Airport?

Or the areas that are down stream from, and at risk due to possible Dam failure?

If you are looking for GOOD Honest info email me at SGHomes@msn.com … remember I’m not trying to sell you anything! … I’m tiring to help keep Southern Utah Home Buyers Safe!

In This Market… Renting Vs. Owning

A tried and true real estate belief is – it’s better to own than rent. But, with foreclosures rising and home prices decreasing many homeowners may be wishing they were renters.

According to the article, Distressed Real-Estate: Priced to Sell in 2009 (The Wall Street Journal Online), “Williams & Williams Inc., a Tulsa-based auctioneer, says its sales of foreclosed homes will nearly double this year to about 5,060. Dean Williams.

As with everything in life, and especially in real estate, whether to buy or rent depends on many things. So, instead of jumping on the real estate buying bandwagon, following are two “white flags” to look out for if you’re considering buying; white because it means that it might be better for you to continue renting.

1. Credit: As in, “What is your score?” Many lenders have programs to fit any borrower’s need – bad credit, no credit, bankruptcies, etc. But, just because you can qualify for a home loan does not mean that you should buy a house. Let me explain.

I have know many a loan officer, so. I’ve seen people with credit scores of as low as 575 get approved for a 100%, no-money-down, home loan. Yes, you read right.

Now there were a bunch of stipulations that came with it – have to be on the job (or in the same line of work) for at least two years; must be full-doc ( provide W2s, bank statements, tax returns, etc.); must make a certain amount of money; etc.

If you have bad credit, I argue that the last thing you want to do is buy a house. Why? A host of reasons; the main one being that you are going to pay more than someone who has good credit. That’s true whether you’re buying real estate, a car, furniture, or practically any other itme.

Let’s use a simple example. Home Price: $100K. Calculate payments based on a 30-year fixed mortgage at 6.5% (person with a 700 credit score) versus 8.5% (person with a 575 credit score) and see what I mean about how much bad credit will cost you.

Monthly mortgage payment at 6.5% = $632.07

Monthly mortgage payment at 8.5% = $768.91

Just over the course of one year, bad credit costs you almost $1,700 ($1,642.08). Remember, this is on the same $100K house.

So, until you can clean up your credit, buying a house may cost you more in the long run – even if your rent is currently more than your projected mortgage payment. Why? Read on.

2. REAL Cost: What most first-time homeowners fail to realize is that owning has much less to do with affording the monthly mortgage payment – and more to do with the real costs of owning. Those expenses that you can’t call a landlord for – a busted heating thermostat, rusted gutters, leaking washing machines, etc.

These are things that must be fixed – now! – or they lead to bigger problems. If you don’t have an emergency fund set aside, you can run into financial problems very quickly.

Falling behind on a mortgage payment is much more serious than falling behind on rent because when a landlord wants to evict you for nonpayment of rent, there is usually a court procedure that can take up to 6 months before you are tossed. Not so with a mortgage.

Many states have foreclosure laws that allow banks to foreclose if you are even one day late with your mortgage payment. Don’t panic. Almost no bank will foreclose that early — but falling 30 or 60 days behind on your mortgage payment can put you in serious jeopardy of losing your home — and there is practically nothing you can do about it if the lender decides to go this route (except come up with the money, including the legal cost incurred by the bank for starting the foreclosure procedure).

In summary, renting is usually the best option until the following situations — at least — have been rectified:

a) Credit: Wait to buy until you have credit decent enough to apply for a good interest rate (ie, stay out of the sub-prime lending market). Otherwise, you are ostensibly wasting money every month.

NOTE: While you’re at it, examine why you have bad credit to begin with. Working on what got you into financial trouble will go a long way towards keeping you out of it again – and possibly out of foreclosure in the future.

b) Emergency Fund: When you are ready to take the plunge, be sure to have an emergency fund in place because when you buy a house – whether it’s brand new or has been lived in before – there will be problems. It’s not a matter of “if”, but when.

c) Lifestyle: As in, examine how you’re going to rearrange yours to fit your new “baby.” Yes, a house can seem like a child – whether there’s the lawn to care for or the walls to paint, there will always be something that needs your attention.

In my experience, houses, unlike apartments, just never seem to be “done.” There’s always something to be re-arranged, fixed, treated, etc. Like a child, it will need your attention for the first year or so. Are you ready to rearrange your life to make it possible?

Only you can answer this question. So, make sure it’s based on sound decisions that fit your credit, spending and lifestyle habits — not just a cultural expression that says, “It’s better to own than rent.”

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Southern Utah’s Zion National Park…

Hopefully, someday, everyone will have the money and the time to begin touring America. When this time comes, be sure to stop by the top 10 national parks that should be on your must see list. Of which Saint George Utah in Sounthern Utah has some of the most breath taking views around…

Here is a little bit of information on each of these national parks.

Yosemite

The Yosemite National Park is located in California. The mountains and the view of the spectacular Yosemite Falls have awed generations of people for over 150 years. If you prefer to marvel at the site of some of the largest trees on Earth, head to the Mariposa Grove and see why many people will tell you that the Yosemite National Park is the most beautiful spot on Earth.

Yellowstone

Yellowstone is located in Northwest Wyoming. It is the first park that got the distinction of being called a National Park. Yellowstone holds many marvelous sites such as geyser basins, boiling mud pots, hot springs, many types of wildlife, not mention Old Faithful itself.

Grand Canyon

The Grand Canyon is situated in Arizona and for some its rocks seem to become further away and higher each time it is visited, especially for those who enjoy the challenge of climbing them. Some of its rocks may be as old as Earth itself.

Denali

Denali is officially called Mount McKinley and is located in Alaska. It is considered the tallest mountain on the continent. The weather and the height of the mountain itself can make it difficult to see the top of this mountain on some days.

Glacier

Glacier National Park is located in Montana. It is filled with a collection of peaks, lakes and glaciers that are beginning to dwindle thanks to our environment. The road that leads to this mountain is known as the Going-to-the-Sun Road. This road is known for its landscaping that honors the national beauty. Many visitors of the Glacier Mountain will hike this area to enjoy the landscaping and the beauty of the glaciers.

Great Smokey Mountains

The Great Smokey Mountains are located in western North Carolina and Eastern Tennessee. The mountains themselves contain thousands of acres of forest that contain many varieties of trees. Its name comes from a blue haze that tries to hide the beautiful valleys.

Acadia

Acadia is a small park that runs along the Maine coast. Acadia is a free phrase that means “heaven on Earth.” The small park consists of many carriage trials that are accessible for carriages, bicycles and hikers.

Everglades

The Everglades are located in south Florida. This area was, at first, considered just a swamp. However, a group of Floridians felt that this area that held a slow moving river that ran through saw grass and over mangrove islands and cypress swamps was the most beautiful site in the country. It is also a root of hundreds of birds, the home of many exotic flowers and the only known place where both alligators and crocodiles will coexist. In 1947, the area officially became known as a National Park.

Zion

Zion is also known as the New Jerusalem to many and is located in Utah. It is located in an area once known as Mukuntuweap where a small canyon became carved thanks to the Virgin River. The area holds many form of wildlife including deer.

Shenandoah

Shenandoah is located in Virginia. It is a small park filled with a variety of wildlife including beer and deer.

If you are looking for a National Park to visit consider one of the above and find out why the one you chose is listed on the list of Top 10 National Parks We all Should Visit.

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Southern Utah Real Estate … Still alive

I know that Saint George Real Estate has a “few” MLS foreclosures on their list… but the overall Southern Utah Real Estate market has held up very well compared to some.

With all the doom and gloom in the media about real estate, they make you think that all real estate prices are producing negative growth. According to USAA Insurance Group, while residential real estate in general has been negative in growth, there are some parts of the country that are still doing well and above average – well above where they were five years ago.

You should also understand that areas showing up with falling prices will mean more restrictions in the lending area – including potential low ball appraisals.

 Here are some informative guidelines for purchasing real estate in a tough economy – click “here.”

 Hottest States across the Nation – as of Summer 2008

 Utah is up 9.27% for a one year growth/54.26% for a 5 year growth.

 Wyoming is up 8.27% for a one year growth/64.47% for a 5 year growth.

 North Dakota is up 8.27% for a one year growth/41.11% for a 5 year growth.

 Montana is up 6.90% for a one year growth/62.34% for a 5 year growth.

 Washington is up 5.44% for a one year growth/66.85% for a 5 year growth.

 New Mexico is up 5.39% for a one year growth/56.20% for a 5 year growth.

 Texas is up 5.21% for a one year growth/25.27% for a 5 year growth.

 Oklahoma is up 5.13% for a one year growth/26.98% for a 5 year growth.

 Northern California is up 4.85% for a one year growth/32.05% for a 5 year growth.

 The Worst States across the Nation

 California is down 6.55% for one year loss/up 69.09% for a 5 year growth average.

 Nevada is down 5.86% for a one year loss/up 75.63% for a 5 year growth average.

 Florida is down 4.69% for a one year loss/up 77.90% for a 5 year growth average.

 Michigan is down 4.27% for a one year loss/up 5.66% for a 5 year growth average.

 Rhode Island is down 2.56% for a one year loss/up 51.21% for a 5 year growth average.

 Arizona is down 2.40% for a one year loss/up 80.40% for a 5 year growth average.

 Massachusetts is down 2.17% for a one year loss/up 28.08% for a 5 year growth average.

 Minnesota is down 1.15% for a one year loss/up 28.58% for a 5 year growth average.

 New Hampshire is down 0.61% for a one year loss/up 24.60% for a 5 year growth average.

 Ohio is down 0.42% for a one year loss/up 11.47% for a 5 year growth average.

Remember, location in real estate is regional. So don’t be alarm based on national or state averages. One neighborhood in one part of a city can thrive – while another part of the city can feel the affects of this real estate market. Always do your own due diligence.

 Source: USAA Insurance Group/Office of Federal Housing Enterprise

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